Details - EQ Insurance

Overview

Premises and operations

We cover for the bodily injury or property damage incurred on the insured premises as a result of their business operations.

Product liability

We cover for the bodily injury or property damage incurred through the use of the product manufactured, distributed or sold.

A visitor comes to my premises, slips on the wet floor and injures himself. Will my public liability policy respond if he engages a solicitor to sue my company?

The insurance company will assist you to handle the claim including the engagement of a solicitor if need be.

A customer sends his machine to my company for repair and my workman, whilst carrying it to the store, negligently drops and damages it. Will my public liability policy respond if the customer sues my company?

No, it will not. The public liability policy excludes loss of or damage to property whilst in the charge or under the control of the Insured.

A customer visits my company and later complains of food poisoning arising from the consumption of food and beverage at my premises. Will the Public Liability Policy respond to such nature of claim?

Yes, it will if the food or beverage is served for consumption on your premises.

There could be occasions when the company’s directors, executives or employees travel overseas for business. Will they be covered under the Public Liability Policy?

The territorial limits under the Policy are restricted only to Singapore. You will have to extend the territorial limits under the Policy and pay an additional premium, if required. However, the Policy will be subject to Singapore jurisdiction.

Overview

Key benefits

How to apply