EQ HomeGUARD
A flexible plan, catering to owners of any condominium, landed private property and HDB apartments
Overview
Alternative Accommodation
We cover additional expenses for either alternative accommodation or loss of rent if your property is uninhabitable.
Worldwide Personal Accident
We pays for any accidental death not only for you, but also your spouse and child(ren) for mishap at home and at worldwide.
Home Quarantine Order
We pay up to S$1,400 if you are required to be home quarantined.
Personal/ Family Third Party Liability
We cover for accidental bodily injury or property damage to a third party not only within your home premises, but extended to the whole of Singapore and anywhere in the world (except USA and Canada).
Pedigree Pet Cover
We cover for the accidental death or theft of your pedigree pets.
Key benefits
3 Standard Plan available
Choose between a convenient standard plans or customise the specific coverage that you require if you feel that your existing coverage may be insufficient.
How do I know how much to insure my property?
For buildings cover, our basis of settlement shall be the cost of reinstatement of the building destroyed or damaged. Sum insured should be at all times be maintained at no less than the full cost of replacement without depreciation for wear and tear.
If I have a HDB policy, do I need to buy separate home insurance coverage?
Your HDB fire policy covers for the building structure only. You may consider taking up cover for your renovation, fittings and its contents, if you require more comprehensive coverage.
I am a tenant. What coverage can I take up?
As a tenant, you can take up insurance for your own belongings in the house.
What are the consequences of under-insurance?
At the time of the loss, if the sum insured is lower than 85% for Building and/or Renovation / Improvements and the sum insured is less than 100% for Contents and/or Valuables, the amount payable for such claim shall be proportionately reduced.
Can I choose to cover Worldwide Personal & Family Liability and Family Worldwide Accidental Protection only?
You get free protection if you insure with more than one cover under Building, Renovation / Improvements, Contents or Valuables and your premium is more than S$112.35 (including GST).
Can I choose to cover valuable items such as jewellery and antiques under the policy?
Yes. Please provide a list of articles and the respective sum insured. Total value should not exceed 50% of the contents sum insured.
I have purchased some new items, how do I arrange for them to be covered?
Contact EQ Insurance and we will arrange for cover with payment of additional premium.
Are my laptop and personal computers covered?
Yes, they can be covered under your contents.
How to insure items of sentimental values?
There is no fixed value to sentimental items. You may get it valued and insured based on this valuation.
How is cancellation refund calculated?
We will charge for the period of cover subject to a minimum premium of S$53.50 (including GST), if there are no claims. There will be no refund if there is a claim on the policy.
Are bicycles parked and locked outside of the house covered?
Bicycles parked outside of the house, even if they are locked are not covered.
How to apply
Send us a message
Email us or use our online Feedback form.
Call or visit us
For enquiries, please call us at 6223 9433 or visit us at 5 Maxwell Road #17-00 Tower Block MND Complex Singapore 069110.