Note: This application is aligned with MOM’s Stage 2 requirements. If you wish to purchase cover for Stage 1 requirement (where the inception date is before 01/07/25), you may submit the proposal form to your Account Servicer / Customer Service for our review.

Pre-contract disclosure for medical insurance plans for Work Permit and S Pass Holders

This product provides coverage for the following features that comply with the Ministry of Manpower's (MOM) enhanced Medical Insurance (MI) requirements:

	Yes/No
Annual claim limit of at least $60,000, inclusive of a first-dollar cover of $15,000	Yes
For portion of the bill above $15,000, the employer must co-pay up to 25% (to the hospital)	Yes
Exclusions are in line with MOM’s list of allowable exclusions	Yes
Age-differentiated premiums are in 2 age bands: (1) ≤50 years old and (2) >50 years old	Yes
Insurers will reimburse our portion of the hospital bill to hospitals directly upon admissibility of the medical claim	Yes

 I hereby acknowledge that I have read and understood the above product features before proceeding with the application.